A Payment Gateway is linked to your acquirer & enables your business to process credit and debit card payments securely by phone or online. Our range of payment solutions including fully automated IVR phone systems, online services, virtual terminals & mobile apps help your company accept a range of card payments in various ways.

 

What is a payment Gateway?
An online Payment Gateway facilitates the transfer of information between your consumer and you as the Merchant. The online Payment Gateway will authorise or decline a card payment based on sufficient funds available, correct details and any fraudulent activity. In order to check these details, the Payment Gateway will liaise with the Card Schemes and Issuing Banks reporting back with its findings and relevant transaction response.

 

Transaction & Reporting:
The Merchant Management System (MMS) is designed to provide real time transaction information generated from the Payment Gateway transactions. The reports include all historical transaction information & detailed transaction receipts. Transaction reports can be downloaded in csv or excel format for ease of accountancy and reconciliation. The MMS can be searched and sorted by a number of different criteria including dates, amounts, authorisations, declines, customer names. Access to the online portal is free and users can be setup with multiple levels of access, enabling sales clerk rights through to full administration permissions.

The Merchant Management System is a powerful tool that enables the Merchant to monitor all transactions that pass through the Cyprium Payment Gateway. The system provides the Merchant with access to various reports including account invoices, transaction history and transaction summaries at no extra cost to subscribing Merchants.

 

Integration:
The Payment Gateway has a range of integration methods allowing for different levels of control over the payment process and technical experience.

 

PCI-DSS
Cyprium is fully PCI-DSS compliant and the payment gateway is certified as PCI-DSS Level 1 which is the highest level of PCI-DSS compliance. The platform includes a range of fraud management services to help secure online & phone payments reducing your exposure to fraud. The payment gateway is used by large institutions, blue chips, local government & a wide range of other business sectors giving you peace of mind that your company’s transactions are secure.

 

Payment Options:

• Mail & Telephone Orders
• Ecommerce
• Recurring Payments
• Mobile Apps
• Face-to-face PDQ

 

Call us today on 0330 333 8444 for help or advice or complete our online request form.